News and Updates


For Local Floodplain Administrators

“Residents in communities that participate in the Community Rating System may receive up to a 45 percent premium discount on their flood insurance policies.”

Important Links:

For additional information, questions, or requests please contact Randy Mundt at

Frequently Asked Questions

What are the Federal Regulations covering floodplain management under the NFIP?

For a detailed answer, please see this document: Appendix E NFIP Regulations 44 CFR 59-65

What work in the SFHA requires a permit?

Any man-made change, including building, mining, dredging, filling, grading, paving, excavation, or storage of equipment or materials.

What work requires an engineering analysis?

Any work in the floodway or non-encroachment area, or any work in the SFHA along streams that do not have a floodway or non-encroachment area. Also, work in V-Zones where wave deflection, ramping, or runup may affect adjacent structures.
More Answers from the Quick Guide
Useful Resources and Common Acronyms
North Carolina’s Disaster Declarations
Why Communities Regulate the Floodplain
Overview: National Flood Insurance Program (NFIP)
Community Responsibilities
Community Rating System (CRS)
Be Prepared for Flood Emergencies
Turn Around Don't Drown™
North Carolina’s Flood Warning Program
Flood Map Information
North Carolina Floodplain Mapping Program
North Carolina Flood Risk Information System (FRIS)
Nature Doesn’t Read Flood Maps
Old Format Flood Insurance Rate Map
Future Conditions Floodplain Mapping
Use the Riverine Flood Profile to Determine BFE
Approximate Flood Zones and Unnumbered A Zones
AE Flood Zones With Non-Encroachment Areas
Limited Detailed Study
Using Data from Limited Detailed Studies
Levee Certification for FEMA Flood Maps
Letter of Map Change (LOMC) Information
Pre-FIRM and Post-FIRM Structures
Flood Map Revisions Processed by FEMA
Flood Map Revisions Processed by North Carolina
Community Flood Map Changes
Risk MAP Products
Building Sites Higher Than the BFE
Activities in SFHAs That Require Local Permits and Approvals
Some Key Floodplain Development Permit Review Steps
Applying for a Floodplain Development Permit
Safer Uses of the Floodplain
Think Carefully Before You Seek a Floodplain Variance
Freeboard: Build Higher, Reduce Damage, Save on Insurance
Elevation Certificate and Its Purpose
Completing the Elevation Certificate
Documentation is Important – for You and Your Community
The Adverse Impacts of Floodplain Fill
Required “No-Impact” Certification
How to Elevate your Floodplain Building (Riverine)
Compaction of Floodplain Fill (A Zones)
Enclosures Below the BFE (A Zones)
Crawlspace Details (A Zones)
Basements Are Especially Flood Prone
Manufactured Homes Require Special Attention
Utility Service Outside Buildings
Utility Service Inside Enclosures
Accessory (Appurtenant) Structures
Recreational Vehicles
Improving Your Floodplain Building
Non-Substantial Improvements
Substantial Improvement: Renovation Only
Substantial Improvement: Lateral Addition Only
Substantial Improvement: Addition Plus Other Work
Post-Damage Considerations
Post-Flood Compliance Funding
Elevating Pre-FIRM Buildings
Easy and Low-Cost Protection Options for Older Homes
More Expansive Flood Mitigation Projects
Riverine Floodplains
Understanding the Riverine Floodplain
Understanding the Floodway
Riverine: Flood Insurance Rate Map
Coastal Floodplains
Understanding the Coastal Floodplain
Coastal Areas: Flood Insurance Rate Map
Coastal Area Management Act (CAMA) Permits
Typical Elevation Methods for Coastal Buildings
Wind and Water Requirements for Coastal Houses
Enclosures Below V Zone Buildings
State of North Carolina V Zone Certification
Flood Insurance: Property Owner’s Best Protection
Factors that Affect Flood Insurance Rates
Learning More About Floodplain Management
Learning More About Flood Insurance